Privacy Policy

Effective date: Aug 25, 2026

Money Link Financial Services Inc., we are committed to protecting the privacy and confidentiality of our clients' personal and financial information. As an Enrolled Agent practice providing tax preparation, tax planning, IRS representation, bookkeeping, payroll, and related financial services, we recognize the importance of safeguarding your information and maintaining your trust.

Federal law requires providers of certain financial services to inform clients of their privacy practices. In addition, Enrolled Agents are subject to confidentiality requirements under U.S. Treasury Circular 230, the Internal Revenue Code, and other applicable federal and state laws governing taxpayer information.

Information We Collect

We collect nonpublic personal information that is necessary to provide the professional services you request. This information may include:

Information you provide directly, such as your name, address, telephone number, email address, Social Security number, Taxpayer Identification Number, date of birth, financial records, tax documents, and banking information.
Information obtained from third parties with your authorization, including financial
institutions, payroll providers, accounting software, prior tax returns, or other authorized representatives.
Information generated during the course of providing bookkeeping, payroll, tax preparation, tax planning, and tax resolution services.

We collect only the information reasonably necessary to perform our professional services and comply with applicable legal and regulatory requirements.

How We Use Your Information

Your information is used solely to:

Prepare and file tax returns.
Provide bookkeeping, payroll, and accounting support services.
Provide tax planning and consulting services.
Represent you before the Internal Revenue Service or other taxing authorities when authorized.
Communicate with you regarding your services.
Comply with applicable legal, regulatory, and professional obligations.

Electronic Communications

If you choose to communicate with us by email, text message, or other electronic means) you acknowledge that these methods may not always be completely secure. Whenever possible, we encourage the use of our secure client portal for transmitting confidential or sensitive information.

Record Retention

We retain client records for the period necessary to provide services, comply with legal and regulatory requirements, resolve disputes, and enforce our agreements. When records are no longer required, they are securely destroyed or permanently deleted in accordance with our record retention policies.

Former Clients

Our commitment to protecting your privacy continues even after our professional relationship has ended. We continue to safeguard your information in accordance with applicable laws and our internal privacy and security policies.

Artificial Intelligence (AI) Assisted Services

As part of Money Link Financial Services Inc.'s commitment to providing efficient, accurate, and high-quality professional services, we may utilize artificial intelligence ("AI") technologies, including but not limited to ChatGPT, Claude, Microsoft Copilot, and other commercially available AI-assisted tools, to support certain administrative and professional tasks.

AI-assisted tools may be used to enhance efficiency in areas such as research, document drafting, communications, data organization, bookkeeping workflow support, tax planning analyses, and other internal business processes. These technologies are intended to assist our professionals and do not replace the professional judgment, experience, or oversight of Money Link Financial Services Inc.

All work product, tax advice, bookkeeping records, tax returns, reports, and other client deliverables are reviewed by qualified personnel before being provided to you. We remain solely responsible for the professional services we perform and for the final work product delivered to our clients.

When appropriate, client information may be processed using AI-enabled applications that we have determined provide commercially reasonable privacy and security safeguards. We make reasonable efforts to avoid submitting highly sensitive personally identifiable information to Al platforms unless appropriate contractual, technical, or security protections are in place. Our use of Al technologies is subject to our Privacy Policy, Written Information Security Plan (WISP), applicable federal and state privacy laws, and IRS confidentiality requirements, including Internal Revenue Code Section 7216 and related regulations governing tax return information, where applicable.

The usefulness of AI-generated content depends on the quality, completeness, and accuracy of the information provided. AI-generated information may occasionally contain inaccuracies or incomplete information. Accordingly, AI-generated content is used solely as a tool to assist our professionals and is independently evaluated before being
incorporated into any client advice or deliverable.

By engaging Money Link Financial Services Inc., you acknowledge and consent to our reasonable use of AI-assisted technologies as described above in connection with providing professional services under this engagement. Any limitations of liability applicable to our services, including those relating to the use of technology, are governed by the general limitation of liability provisions contained in this Engagement Letter.

Changes to This Privacy Policy

We reserve the right to revise this Privacy Policy as laws, regulations, technology, or our business practices change. Updated versions will be made available upon request or posted on our website, if applicable.

Questions

If you have any questions regarding this Privacy Policy or how we protect your information, please contact us.

Your privacy, confidence, and trust are important to us, and we appreciate the opportunity to serve your tax and bookkeeping needs.